Income Protection Discounts

Income protection provides people with a regular income should they be off work due to injury or illness, an income that helps pay the bills and removes many financial worries during recovery.

Our occupational risks of working with horses research paper that was published in Equine Veterinary Education found that an equine vet could expect to sustain between seven and eight work-related injuries that impeded them from practising, during a 30-year working life. Data available from the Health and Safety Executive suggest that vets working in equine practice in the UK sustain a very high number of injuries compared to other civilian occupations, including those working in the construction industry, prison service and the fire brigade.

By taking out an income protection plan you are ensuring your income is protected if you are suddenly unable to work for a period of time.

PG Mutual aim to protect people with an affordable plan for those times when it is needed most - a financial safety net should the unexpected happen.

Income Protection PLUS helps with the payment of a regular income from the first day of ill health or injury until the age of 65 (or until return to work) and includes an investment element which pays out at maturity of the policy. Plus, it comes with a range of fantastic member benefits giving access to discounts, cashbacks and offers on popular brands and services. For convenience the plan is customisable and can be reviewed at any given time, paying an income at an affordable price for as long as is required.

Highlights of the PG Mutual plan include:

• Cover up to 70% of your income
• Tailor cover to suit your individual needs
• No waiting period – cover starts as soon as your first contribution paid
• No penalty for making a claim and no limit to the number of claims you make
• Profit Share Account – any profits are shared with members
• 95% of new claims paid over the last 3 years (2017-2019)

By taking out a Income Protection Insurance plan you become a member of PG Mutual and can also take advantage of additional benefits including:

• Enhanced Loyalty Bonus* - aims to provide insured members with a minimum capital sum of £10,000 and six months income benefit to your family in the event of your death
  • GP24 - Free current access to a 24/7 Webapp-based GP service, putting healthcare in the palm of your hand with access to a GP - anytime, anywhere.
  • Member benefits scheme - Free current access to our wide range of discounts, cashbacks and offers from leading brands such as Curry's PC World, EE, Virgin Active and many more.